/* Client-side tools share the brokerage's type, colors and spacing. */
.tools-section {
  padding-bottom: 90px;
}
.surface-section {
  background: var(--surface);
}
.resource-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
}
.resource-card {
  padding: 44px;
  background: var(--card);
  border: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}
.resource-card h2 {
  font-size: 42px;
  max-width: 14ch;
}
.resource-card p:not(.eyebrow) {
  color: var(--muted);
  margin: 22px 0 30px;
  max-width: 44ch;
}
.resource-card .text-link {
  margin-top: auto;
}
.section-note {
  color: var(--muted);
  margin-top: 24px;
  margin-bottom: 36px;
  max-width: 70ch;
}
.interest-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0 30px;
}
.interest-link,
.village-link {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  padding: 21px 0;
  border-bottom: 1px solid var(--line);
  font-size: 15px;
}
.interest-link:hover,
.village-link:hover {
  color: var(--accent);
}
.interest-link span:last-child,
.village-link span:last-child {
  font-size: 20px;
}
.village-links {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0 25px;
  margin-top: 36px;
}
.tool-layout,
.calculator-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr);
  gap: 32px;
  align-items: start;
}
.tool-panel {
  background: var(--card);
  border: 1px solid var(--line);
  padding: 38px;
  min-width: 0;
}
.tool-panel h2 {
  font-size: 40px;
  margin-bottom: 20px;
}
.tool-intro {
  font-size: 14px;
  color: var(--muted);
  margin: 0 0 28px;
}
.form-grid,
.calculator-fields {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 23px 20px;
}
.tool-field,
.calculator-field {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  min-width: 0;
}
.tool-field:has(textarea) {
  grid-column: 1/-1;
}
input,
select,
textarea {
  font: 400 15px/1.5 var(--body);
  color: var(--ink);
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 0;
  max-width: 100%;
  min-width: 0;
  padding: 13px 12px;
  width: 100%;
}
select {
  min-height: 50px;
  padding-right: 28px;
}
input {
  min-height: 50px;
}
textarea {
  resize: vertical;
}
input[aria-invalid="true"],
select[aria-invalid="true"] {
  border-color: #b34435;
}
.field-hint,
.calculator-field small {
  font-size: 12px;
  font-weight: 400;
  line-height: 1.65;
  color: var(--muted);
  margin-top: 15px;
}
.form-error,
.calculator-field-error,
.calculator-error-summary {
  color: #a32d24;
  font-size: 13px;
  line-height: 1.6;
}
.is-dark .form-error,
.is-dark .calculator-field-error,
.is-dark .calculator-error-summary {
  color: #ffb1a1;
}
.form-error:empty {
  margin: 0;
}
.form-error:not(:empty) {
  margin: 20px 0;
}
.advanced-fields {
  border-top: 1px solid var(--line);
  margin-top: 28px;
  padding-top: 20px;
}
.advanced-fields summary,
.calculator-expenses summary,
.calculator-amortization summary {
  font-weight: 500;
  cursor: pointer;
  padding: 8px 0;
}
.advanced-fields[open] summary {
  margin-bottom: 24px;
}
.tool-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}
.tool-actions .button {
  font-size: 12px;
  min-width: 0;
  padding: 15px 20px;
  min-height: 50px;
}
.button.secondary {
  border: 1px solid var(--ink);
  background: transparent;
  color: var(--ink);
}
.summary-panel {
  position: sticky;
  top: 125px;
  border-top: 2px solid var(--brand-gold);
  background: var(--surface);
}
#brief-summary {
  margin: 26px 0;
}
#brief-summary div {
  padding: 13px 0;
  border-bottom: 1px solid var(--line);
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 18px;
  font-size: 13px;
}
#brief-summary dt {
  color: var(--muted);
}
#brief-summary dd {
  margin: 0;
  overflow-wrap: anywhere;
}
.draft-panel {
  border-top: 1px solid var(--line);
  margin-top: 30px;
  padding-top: 25px;
}
.draft-panel p {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 18px;
}
.draft-panel textarea {
  font-size: 12px;
  margin-top: 20px;
  background: var(--paper);
}
.draft-panel .text-link,
.draft-panel .button {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  margin-right: 12px;
}
.copy-draft {
  border: 0;
  border-bottom: 1px solid var(--line);
  background: transparent;
  padding: 10px 0;
  font-size: 12px;
  min-height: 44px;
}
.draft-panel h3 {
  font-size: 28px;
  margin-bottom: 18px;
}
.saved-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
.saved-card {
  border: 1px solid var(--line);
  padding: 28px;
  min-width: 0;
}
.saved-card h3 {
  font-family: var(--body);
  font-size: 17px;
  line-height: 1.6;
  letter-spacing: 0;
  overflow-wrap: anywhere;
}
.saved-card button {
  background: transparent;
  border: 0;
  font-size: 12px;
  padding: 8px 0;
}
.connection-note {
  border-left: 2px solid var(--brand-gold);
  padding: 12px 20px;
  margin-bottom: 30px;
  background: var(--surface);
}
#idx-frame {
  width: 100%;
  height: 950px;
  border: 1px solid var(--line);
  background: white;
}
.resources-teaser {
  background: var(--surface);
}
.resources-teaser .text-link {
  margin-top: 36px;
}
.mortgage-calculator {
  padding-bottom: 100px;
}
.calculator-intro {
  max-width: 900px;
  margin-bottom: 36px;
}
.calculator-intro h2 {
  font-size: 40px;
  margin-bottom: 18px;
}
.calculator-intro > p:not(.eyebrow) {
  color: var(--muted);
  font-size: 15px;
}
.calculator-form,
.calculator-results {
  min-width: 0;
}
.calculator-form {
  padding: 34px;
  border: 1px solid var(--line);
  background: var(--card);
}
.calculator-field small {
  margin: 0;
}
.calculator-expenses {
  border-top: 1px solid var(--line);
  margin: 30px 0;
  padding-top: 20px;
}
.calculator-expenses > p {
  font-size: 12px;
  color: var(--muted);
  margin: 12px 0 22px;
}
.calculator-privacy,
.calculator-note,
.calculator-source {
  color: var(--muted);
  font-size: 12px;
  line-height: 1.7;
  margin-top: 24px;
}
.calculator-total {
  background: var(--button);
  color: var(--button-text);
  padding: 35px;
}
.calculator-total h3 {
  font-family: var(--body);
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 0;
  line-height: 1.5;
}
.calculator-total-amount {
  font-family: var(--display);
  font-size: clamp(40px, 4vw, 65px);
  line-height: 1.4;
  margin: 9px 0;
}
.calculator-total > p:last-child {
  font-size: 12px;
  opacity: 0.9;
}
.calculator-breakdown {
  margin: 0;
  padding: 15px 30px;
  background: var(--surface);
}
.calculator-breakdown > div {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(0, 1fr);
  gap: 15px;
  padding: 17px 0;
  border-bottom: 1px solid var(--line);
  font-size: 12px;
}
.calculator-breakdown > div:last-child {
  border: 0;
}
.calculator-breakdown dd {
  margin: 0;
  text-align: right;
  font-variant-numeric: tabular-nums;
  overflow-wrap: anywhere;
}
.calculator-breakdown dt {
  color: var(--muted);
}
.calculator-amortization {
  margin-top: 30px;
  border-top: 1px solid var(--line);
  padding-top: 18px;
}
.calculator-table-wrap {
  overflow-x: auto;
  max-width: 100%;
  margin-top: 15px;
}
.calculator-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 11px;
  white-space: nowrap;
}
.calculator-table caption {
  text-align: left;
  color: var(--muted);
  white-space: normal;
  padding: 0 0 14px;
}
.calculator-table th,
.calculator-table td {
  padding: 10px 8px;
  text-align: right;
  border-bottom: 1px solid var(--line);
}
.calculator-table th:first-child,
.calculator-table td:first-child {
  text-align: left;
}
.calculator-table th {
  font-weight: 500;
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
html[lang="ko"] .tool-panel h2,
html[lang="ko"] .resource-card h2,
html[lang="ko"] .calculator-intro h2 {
  font-family: var(--korean);
  font-size: 30px;
  line-height: 1.4;
  letter-spacing: -0.035em;
}
html[lang="ko"] .resource-card h2 {
  max-width: none;
}
html[lang="ko"] .saved-card h3 {
  font-family: var(--korean);
}
@media (max-width: 1090px) {
  .tool-layout,
  .calculator-layout {
    grid-template-columns: 1fr;
    gap: 28px;
  }
  .summary-panel {
    position: static;
  }
  .interest-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .village-links {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }
  .saved-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .calculator-total-amount {
    font-size: 56px;
  }
}
@media (max-width: 600px) {
  .tools-section {
    padding-bottom: 60px;
  }
  .resource-grid,
  .saved-grid {
    grid-template-columns: 1fr;
  }
  .resource-card {
    padding: 30px;
  }
  .resource-card h2 {
    font-size: 37px;
  }
  .tool-panel,
  .calculator-form {
    padding: 25px 20px;
  }
  .tool-panel h2 {
    font-size: 34px;
  }
  .form-grid,
  .calculator-fields {
    gap: 20px 14px;
  }
  .tool-field,
  .calculator-field {
    font-size: 12px;
  }
  .tool-field:has(input[type="number"]) {
    min-width: 0;
  }
  .form-grid .tool-field:has(textarea) {
    grid-column: 1/-1;
  }
  .tool-actions {
    flex-direction: column;
    align-items: stretch;
  }
  .tool-actions .button {
    justify-content: center;
  }
  .interest-grid,
  .village-links {
    grid-template-columns: 1fr 1fr;
    gap: 0 20px;
  }
  .interest-link,
  .village-link {
    font-size: 12px;
  }
  .section-note {
    font-size: 13px;
  }
  .calculator-intro h2 {
    font-size: 33px;
  }
  .calculator-total {
    padding: 28px;
  }
  .calculator-total-amount {
    font-size: 46px;
  }
  .calculator-breakdown {
    padding: 12px 20px;
  }
  .calculator-breakdown > div {
    font-size: 11px;
  }
  .calculator-privacy {
    font-size: 11px;
  }
  html[lang="ko"] .tool-panel h2,
  html[lang="ko"] .resource-card h2,
  html[lang="ko"] .calculator-intro h2 {
    font-size: 26px;
  }
  .saved-card .tool-actions {
    flex-direction: row;
  }
  .draft-panel .button {
    font-size: 12px;
  }
  .resource-card p:not(.eyebrow) {
    font-size: 14px;
  }
}
@media (max-width: 390px) {
  .form-grid,
  .calculator-fields {
    grid-template-columns: 1fr;
  }
  .tool-field:has(textarea) {
    grid-column: auto;
  }
  .interest-grid,
  .village-links {
    grid-template-columns: 1fr;
  }
  .calculator-total-amount {
    font-size: 43px;
  }
}